Payment infrastructure for Zimbabwe
One connection.
Every payment.
Mukova orchestrates EcoCash, OneMoney, cards and bank rails behind a single API — with a double-entry ledger, built-in compliance, and settlement banks can trust.
Merchant Commerce
Hosted checkout, payment links, invoices, QR payments and refunds — one integration for every business.
Developer Infrastructure
Sandbox in minutes, OpenAPI spec, webhook simulator, idempotency and SDKs built for real engineers.
Payment Orchestration
Every rail — EcoCash, OneMoney, cards, Zimswitch, bank transfer — normalised behind a single Payment Intent.
Immutable Ledger
Double-entry accounting for every transaction. Nothing is edited. Nothing is deleted. Everything reconciles.
Compliance by Design
KYB workflows, UBO screening, sanctions checks and maker-checker approvals built into the product, not bolted on.
Institutional Oversight
A dedicated view for sponsor banks — settlement exposure, reconciliation status, and audit trails, always visible.
Built for institutional review
Immutable ledger. Row-level security on every table. Maker-checker on every sensitive action. Designed from day one to survive bank IT, risk and compliance diligence.